{"id":2684,"date":"2026-03-31T08:36:58","date_gmt":"2026-03-31T12:36:58","guid":{"rendered":"https:\/\/sudbury.ma.us\/hr\/?page_id=2684"},"modified":"2026-04-01T08:15:16","modified_gmt":"2026-04-01T12:15:16","slug":"open-enrollment","status":"publish","type":"page","link":"https:\/\/sudbury.ma.us\/hr\/open-enrollment\/","title":{"rendered":"Open Enrollment"},"content":{"rendered":"<h5><strong>Annual Open Enrollment for Health Insurance, Dental Insurance and Flexible Spending Accounts (FSA) runs from April 1, 2026 &#8211; May 1, 2026.&nbsp;<\/strong><\/h5>\n<p>Note: The information on this page is for&nbsp;<strong>active employees<\/strong>.&nbsp; If you are a retiree currently enrolled in insurance through the Town, you will be receiving open enrollment information by mail in early April.&nbsp; If you did not receive the information or if you are enrolling for the first time, contact Human Resources at hr@sudbury.ma.us. or 978-639-3348.<\/p>\n<div class=\"row\">\n<div class=\"col\">\n<h2><a href=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Health-insurance-icon.png?version=f868ea07332594771cb8b7e72b2bad26\"><img decoding=\"async\" loading=\"lazy\" class=\"alignright wp-image-2757 size-thumbnail\" src=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Health-insurance-icon-150x150.png\" alt=\"\" width=\"150\" height=\"150\" \/><\/a>Health Insurance<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.mass.gov\/doc\/2026-2027-municipal-employees-retirees-survivors-benefit-guide\/download\" target=\"_blank\" rel=\"noopener\">GIC Benefits Decision Guide FY7<\/a><\/li>\n<li><a href=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/FY27-Health-and-Dental-Rates-Active-Employee.pdf?version=90729874a8cebe794317904d7b53847b\" target=\"_blank\" rel=\"noopener\">Health and Dental Insurance Rates FY27<\/a><\/li>\n<\/ul>\n<h5>Want to enroll in or change your health insurance?<\/h5>\n<p>If you&#8217;re already enrolled, make your changes directly on the <a href=\"https:\/\/mygiclink.my.site.com\/customerportal\/s\/login\/\">MyGIC Link Member Benefits Portal<\/a>.<\/p>\n<p><span style=\"font-size: 1rem\">If enrolling for the first time, email HR at hr@sudbury.ma.us.<\/span><\/p>\n<p><span style=\"font-size: 1rem\">Please note that if you are enrolling dependents, marriage and\/or birth certificates must be provided. &nbsp;Read more details on <\/span><a style=\"background-color: #ffffff;font-size: 1rem\" href=\"https:\/\/www.mass.gov\/info-details\/required-documents-for-gic-coverage\">required documentation for GIC coverage<\/a><span style=\"font-size: 1rem\">.<\/span><\/p>\n<p><a href=\"https:\/\/youtu.be\/OfwXAxsdSaY\">MyGICLink Welcome Introduction video<\/a><\/p>\n<h5>No health insurance changes this year?<\/h5>\n<p>You don&#8217;t need to do anything.<\/p>\n<p>&nbsp;<\/p>\n<h4>Health Plan Information and Tools<\/h4>\n<h5>Provider Search Tools<\/h5>\n<p>Before choosing a plan, use the following links to determine if your health care providers are in network. Make sure to choose the appropriate plan when searching \u2014 see <a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2026\/03\/Health-Plan-Provider-Search-Tool-Instructions-Active-Employee-Plans.pdf?version=319c70657eeb351012ebdb40a9b9671f\" target=\"_blank\" rel=\"noopener\">Provider Search Tool Instructions<\/a>&nbsp;for details.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.harvardpilgrim.org\/public\/find-a-provider\">Harvard Pilgrim Provider Search<\/a><\/li>\n<li><a href=\"https:\/\/www.unicaremass.com\/find-care\/\">Wellpoint (formerly UniCare) Provider Search<\/a><\/li>\n<li><a href=\"https:\/\/massgeneralbrighamhealthplan.org\/find-provider\">Mass General Brigham Provider Search<\/a><\/li>\n<li><a href=\"https:\/\/healthnewengland.org\/provider-search\">Health New England Provider Search (Western Massachusetts only)<\/a><\/li>\n<\/ul>\n<h5>Discounts, Incentive and Reimbursement Programs<\/h5>\n<ul>\n<li><a href=\"https:\/\/www.harvardpilgrim.org\/public\/discounts-and-savings\">Harvard Pilgrim Discounts and Savings<\/a><\/li>\n<li><a href=\"https:\/\/www.wellpoint.com\/mass\/health-plans\/extra-benefits\">Wellpoint Extra Benefits<\/a><\/li>\n<li><a href=\"https:\/\/massgeneralbrighamhealthplan.org\/members\/member-resources\">Mass General Brigham Resources and Forms<\/a><\/li>\n<li><a href=\"https:\/\/healthnewengland.org\/wellness\/reimbursement-programs\">Health New England Incentives and Reimbursements<\/a><\/li>\n<\/ul>\n<h5>&nbsp;Virtual Benefits Presentations<\/h5>\n<ul>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=8-UWeksnNSM\" target=\"_blank\" rel=\"noopener\">Harvard Pilgrim<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=Fj-gAgnkf7Q\" target=\"_blank\" rel=\"noopener\">Health New England<\/a><\/li>\n<li><a href=\"https:\/\/www.brainshark.com\/1\/player\/massgeneralbrighamhealthplan?custom=gic2026\" target=\"_blank\" rel=\"noopener\">Mass General Brigham<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=J3qzJL4SpGo\" target=\"_blank\" rel=\"noopener\">Wellpoint<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=TIZwMcHJrDk\" target=\"_blank\" rel=\"noopener\">CVS Caremark (Prescription drug benefit)<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=-sCDTb3mlGg\" target=\"_blank\" rel=\"noopener\">Hinge Health (PT\/Pain Management)<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=Fcsm3SVGC0o\" target=\"_blank\" rel=\"noopener\">Mass4You Employee Assistance Program<\/a><\/li>\n<\/ul>\n<\/div>\n<div class=\"col\">\n<h2><a href=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Dental-insurance-icon.png?version=4688282382a2ab83627371cd9d8890f5\"><img decoding=\"async\" loading=\"lazy\" class=\"alignright size-thumbnail wp-image-2755\" src=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Dental-insurance-icon-150x150.png\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Dental-insurance-icon-150x150.png 150w, https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Dental-insurance-icon.png 178w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a>Dental Insurance<\/h2>\n<p>Dental insurance is offered through <a href=\"https:\/\/www.altusdental.com\/GIC\" target=\"_blank\" rel=\"noopener\">Altus Dental<\/a>.&nbsp; Rates will stay the same in FY27:&nbsp;&nbsp;<\/p>\n<ul>\n<li>Family plan: <strong>$31.86\/month<\/strong><\/li>\n<li>Individual plan: <strong>$12.64\/month<\/strong><\/li>\n<\/ul>\n<p>Read the <a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2014\/08\/AltusDentalBenefitHighlights.pdf?version=fd7f618a0771898a27cca1a046055f02\" target=\"_blank\" rel=\"noopener\">Dental Benefit Highlights<\/a> for more details on coverage.<\/p>\n<h5>Want to enroll in dental insurance?<\/h5>\n<p>Complete this&nbsp;<a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2014\/08\/AltusDentalEnrollmentForm.pdf?version=066d5759ee5910b09d07282dd53ce117\" target=\"_blank\" rel=\"noopener\">Dental Insurance Enrollment Form<\/a> and return it HR by 4\/28\/26.<\/p>\n<h5>No dental insurance changes this year?<\/h5>\n<p>You don&#8217;t need to do anything.<\/p>\n<p>&nbsp;<\/p>\n<h2><a href=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/FSA-icon.png?version=4688282382a2ab83627371cd9d8890f5\"><img decoding=\"async\" loading=\"lazy\" class=\"alignright size-thumbnail wp-image-2756\" src=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/FSA-icon-150x150.png\" alt=\"\" width=\"150\" height=\"150\" \/><\/a>Flexible Spending Account (FSA)<\/h2>\n<p>FSA&nbsp;plans allow you set aside money on a pre-tax basis to put towards eligible medical or dependent care expenses. You may enroll in either plan or both, but note that there is an administrative fee of $60\/year if enrolling in the dependent care plan only. &nbsp;The plan year runs from July 1 through June 30.&nbsp;<strong>Important: Re-enrollment is required every year.<\/strong> &nbsp;Read the&nbsp;<a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2026\/03\/Sudbury-OE-Flyer-7-1-26-to-6-30-27.pdf?version=6b2d305668f2e7596a5c1afd42227a0d\" target=\"_blank\" rel=\"noopener\">FSA flyer<\/a>&nbsp;for more details.<\/p>\n<dl>\n<dt>Health Care: Maximum Annual Health Care Election: $3,400<\/dt>\n<dd>Eligible expenses include: non-cosmetic medical, dental, and vision care services; prescription and OTC expenses, orthodontics, mental health services; alternative health therapies and more!&nbsp;<\/dd>\n<dd><a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2026\/03\/Welcome_Medical_Generic-3400.pdf?version=6b2d305668f2e7596a5c1afd42227a0d\" target=\"_blank\" rel=\"noopener\">Health Care FSA Welcome Letter<\/a><\/dd>\n<dt>Dependent Care: Maximum Annual Dependent Care Election: $7,000 per family<\/dt>\n<dd>Eligible expenses include daycare, pre-school, before\/after school care, day camp for children under 13 and elder daycare.<\/dd>\n<dd><a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2026\/03\/2026-Welcome_DepCare.pdf?version=54f1ed3100e690780cdcb56d7c01928a\" target=\"_blank\" rel=\"noopener\">Dependent Care FSA Welcome Letter<\/a><\/dd>\n<\/dl>\n<h5>Already in an FSA plan?<\/h5>\n<p>Re-enroll through your&nbsp;<a href=\"https:\/\/cpaemployee.lh1ondemand.com\/Login.aspx\" target=\"_blank\" rel=\"noopener\">FSA online account portal<\/a> (not the mobile app) by 5\/1\/26.<\/p>\n<h5>Want to enroll in an FSA plan?<\/h5>\n<p>Complete the&nbsp;<a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2026\/03\/Sudbury-Enrollment-Form-7-1-2026-6-30-2027.pdf?version=62b042d9b8867081276d432c12a6abda\" target=\"_blank\" rel=\"noopener\">FSA Enrollment Form<\/a>&nbsp;and send it to&nbsp;<a href=\"http:\/\/cpa125.com\/\" target=\"_blank\" rel=\"noopener\">ebm (formerly Cafeteria Plan Advisors)<\/a> via e-mail (cpaclaims@getebm.com) or fax (781-848-8477) by 5\/1\/26.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Annual Open Enrollment for Health Insurance, Dental Insurance and Flexible Spending Accounts (FSA) runs from April 1, 2026 &#8211; May 1, 2026.&nbsp; Note: The information on this page is for&nbsp;active employees.&nbsp; If you are a &hellip; <a href=\"https:\/\/sudbury.ma.us\/hr\/open-enrollment\/\" aria-label=\"Read full article about Open Enrollment\">Read full article<span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-fullwidth.php","meta":{"inline_featured_image":false},"_links":{"self":[{"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/pages\/2684"}],"collection":[{"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/comments?post=2684"}],"version-history":[{"count":40,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/pages\/2684\/revisions"}],"predecessor-version":[{"id":2811,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/pages\/2684\/revisions\/2811"}],"wp:attachment":[{"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/media?parent=2684"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}