{"id":11,"date":"2026-04-01T08:29:43","date_gmt":"2026-04-01T12:29:43","guid":{"rendered":"https:\/\/sudbury.ma.us\/hr\/2012\/03\/30\/gic-insurance-active-employees\/"},"modified":"2026-06-17T08:28:14","modified_gmt":"2026-06-17T12:28:14","slug":"gic-insurance-active-employees","status":"publish","type":"post","link":"https:\/\/sudbury.ma.us\/hr\/2026\/04\/01\/gic-insurance-active-employees\/","title":{"rendered":"Employee Health and Dental Insurance"},"content":{"rendered":"<p>Note: The information on this page is for&nbsp;<strong>active employees<\/strong>.&nbsp; If you are a retiree currently enrolled in insurance through the Town, please visit our <a href=\"https:\/\/sudbury.ma.us\/hr\/2026\/03\/30\/retiree-insurance\/\"><strong>Retiree<\/strong><\/a> page.<\/p>\n<div class=\"row\">\n<div class=\"col\">\n<h2><a href=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Health-insurance-icon.png?version=f868ea07332594771cb8b7e72b2bad26\"><img decoding=\"async\" loading=\"lazy\" class=\"alignright wp-image-2757 size-thumbnail\" src=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Health-insurance-icon-150x150.png\" alt=\"\" width=\"150\" height=\"150\" \/><\/a>Health Insurance<\/h2>\n<h5>Plan Information<\/h5>\n<ul>\n<li><a href=\"https:\/\/www.mass.gov\/doc\/2026-2027-municipal-employees-retirees-survivors-benefit-guide\/download\" target=\"_blank\" rel=\"noopener\">GIC Benefits Decision Guide FY7<\/a><\/li>\n<li><a href=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/FY27-Health-and-Dental-Rates-Active-Employee.pdf?version=90729874a8cebe794317904d7b53847b\" target=\"_blank\" rel=\"noopener\">Health and Dental Insurance Rates FY27<\/a><\/li>\n<li><span class=\"marginB10\"><span class=\"marginB5\"><a style=\"background-color: #ffffff;font-size: 1rem\" href=\"https:\/\/www.mass.gov\/info-details\/gic-non-medicare-health-plans\" target=\"_blank\" rel=\"noopener\">Link to Health Plan Member Handbooks &amp; Summaries of Coverage<\/a><br \/>\n<\/span><\/span><\/li>\n<li><span class=\"marginB10\"><span class=\"marginB5\"><a style=\"background-color: #ffffff;font-size: 1rem\" href=\"https:\/\/sudbury.ma.us\/hr\/final-fy27-hospital-list-as-of-march-2026-2\/\" target=\"_blank\" rel=\"noopener\">List of GIC Covered Hospitals<\/a><span style=\"font-size: 1rem\">&nbsp;<\/span><\/span><\/span><\/li>\n<li><span class=\"marginB10\"><span class=\"marginB5\"><a style=\"background-color: #ffffff;font-size: 1rem\" href=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2025\/10\/opt-out-enrollment-form-FY26-FY28.pdf?version=e726e31dd79d13ebd568b8e6ef8844de\">Insurance Opt-Out Incentive Program<\/a><span style=\"font-size: 1rem\">&nbsp;<\/span><\/span><\/span><\/li>\n<\/ul>\n<h5>Enrollment Information<\/h5>\n<p>Current employees who want to change their health insurance should use the&nbsp;<a href=\"https:\/\/mygiclink.my.site.com\/customerportal\/s\/login\/\" target=\"_blank\" rel=\"noopener\">MyGIC Link Benefits Portal.<\/a><\/p>\n<p>Watch this <a href=\"https:\/\/youtu.be\/OfwXAxsdSaY\" target=\"_blank\" rel=\"noopener\">video <\/a>for an introduction to the portal.&nbsp; <span style=\"font-size: 1rem\">If you are enrolling for the first time, email HR at hr@sudbury.ma.us.<\/span><\/p>\n<p><span style=\"font-size: 1rem\">Please note that if you are enrolling dependents, marriage and\/or birth certificates must be provided. &nbsp;Read more details on <\/span><a style=\"background-color: #ffffff;font-size: 1rem\" href=\"https:\/\/www.mass.gov\/info-details\/required-documents-for-gic-coverage\">required documentation for GIC coverage<\/a><span style=\"font-size: 1rem\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h5>Provider Search Tools<\/h5>\n<p>Before choosing a plan, use the following links to determine if your health care providers are in network. Make sure to choose the appropriate plan when searching \u2014 see <a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2026\/03\/Health-Plan-Provider-Search-Tool-Instructions-Active-Employee-Plans.pdf?version=319c70657eeb351012ebdb40a9b9671f\" target=\"_blank\" rel=\"noopener\">Provider Search Tool Instructions<\/a>&nbsp;for details.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.harvardpilgrim.org\/public\/find-a-provider\">Harvard Pilgrim Provider Search<\/a><\/li>\n<li><a href=\"https:\/\/www.unicaremass.com\/find-care\/\">Wellpoint (formerly UniCare) Provider Search<\/a><\/li>\n<li><a href=\"https:\/\/massgeneralbrighamhealthplan.org\/find-provider\">Mass General Brigham Provider Search<\/a><\/li>\n<li><a href=\"https:\/\/healthnewengland.org\/provider-search\">Health New England Provider Search (Western Massachusetts only)<\/a><\/li>\n<\/ul>\n<h5>Forms, Notices and Links<\/h5>\n<ul>\n<li><span class=\"marginB10\"><span class=\"marginB5\"><a style=\"background-color: #ffffff;font-size: 1rem\" href=\"https:\/\/www.mass.gov\/gic\" target=\"_blank\" rel=\"noopener\">GIC Website<\/a><\/span><\/span><\/li>\n<li><a href=\"https:\/\/mygiclink.my.site.com\/customerportal\/s\/login\/?ec=302&amp;startURL=%2Fcustomerportal%2Fs%2F\" target=\"_blank\" rel=\"noopener\">MyGICLink Member Benefits<\/a><a href=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/04\/MyGICLink.png?version=12df62d05ec3b54edd19b7fcb23649b3\"><img decoding=\"async\" loading=\"lazy\" class=\"size-thumbnail wp-image-2913 alignright\" src=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/04\/MyGICLink-150x150.png\" alt=\"MyGIC Link Logo\" width=\"150\" height=\"150\" \/><\/a><a href=\"https:\/\/mygiclink.my.site.com\/customerportal\/s\/login\/?ec=302&amp;startURL=%2Fcustomerportal%2Fs%2F\" target=\"_blank\" rel=\"noopener\"> Portal<\/a><\/li>\n<li><a href=\"https:\/\/www.mass.gov\/info-details\/gic-print-forms#municipal-employee--retiree-forms\" target=\"_blank\" rel=\"noopener\">GIC Printable Forms<\/a><\/li>\n<li><a style=\"background-color: #ffffff;font-size: 1rem\" href=\"https:\/\/sudbury.ma.us\/hr\/?p=951\" target=\"_blank\" rel=\"noopener\">Premium Assistance and Children\u2019s Health Insurance Program (CHIP)<\/a><span style=\"font-size: 1rem\">&nbsp;<\/span><\/li>\n<li><a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2025\/06\/Affordable-Care-Act-Policy.pdf?version=50dc3b5d771d3b947a3ed2c9fce1c974\">Affordable Care Act Policy<\/a><\/li>\n<\/ul>\n<h5>Discounts, Incentive and Reimbursement Programs<\/h5>\n<ul>\n<li><a href=\"https:\/\/www.harvardpilgrim.org\/public\/discounts-and-savings\">Harvard Pilgrim Discounts and Savings<\/a><\/li>\n<li><a href=\"https:\/\/www.wellpoint.com\/mass\/health-plans\/extra-benefits\">Wellpoint Extra Benefits<\/a><\/li>\n<li><a href=\"https:\/\/massgeneralbrighamhealthplan.org\/members\/member-resources\">Mass General Brigham Resources and Forms<\/a><\/li>\n<li><a href=\"https:\/\/healthnewengland.org\/wellness\/reimbursement-programs\">Health New England Incentives and Reimbursements<\/a><\/li>\n<\/ul>\n<h5>&nbsp;Virtual Benefits Presentations<\/h5>\n<ul>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=8-UWeksnNSM\" target=\"_blank\" rel=\"noopener\">Harvard Pilgrim<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=Fj-gAgnkf7Q\" target=\"_blank\" rel=\"noopener\">Health New England<\/a><\/li>\n<li><a href=\"https:\/\/www.brainshark.com\/1\/player\/massgeneralbrighamhealthplan?custom=gic2026\" target=\"_blank\" rel=\"noopener\">Mass General Brigham<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=J3qzJL4SpGo\" target=\"_blank\" rel=\"noopener\">Wellpoint<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=TIZwMcHJrDk\" target=\"_blank\" rel=\"noopener\">CVS Caremark (Prescription drug benefit)<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=-sCDTb3mlGg\" target=\"_blank\" rel=\"noopener\">Hinge Health (PT\/Pain<\/a><a href=\"https:\/\/www.youtube.com\/watch?v=-sCDTb3mlGg\" target=\"_blank\" rel=\"noopener\">&nbsp;Management)<\/a><\/li>\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=Fcsm3SVGC0o\" target=\"_blank\" rel=\"noopener\">Mass4You Employee Assistance Program<\/a><\/li>\n<\/ul>\n<\/div>\n<div class=\"col\">\n<h2><a href=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Dental-insurance-icon.png?version=4688282382a2ab83627371cd9d8890f5\"><img decoding=\"async\" loading=\"lazy\" class=\"alignright size-thumbnail wp-image-2755\" src=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Dental-insurance-icon-150x150.png\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Dental-insurance-icon-150x150.png 150w, https:\/\/sudbury.ma.us\/hr\/wp-content\/uploads\/sites\/305\/2026\/03\/Dental-insurance-icon.png 178w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a>Dental Insurance<\/h2>\n<p>Dental insurance is offered through <a href=\"https:\/\/www.altusdental.com\/GIC\" target=\"_blank\" rel=\"noopener\">Altus Dental<\/a>.&nbsp; FY27 rates are:&nbsp;&nbsp;<\/p>\n<ul>\n<li>Family plan: <strong>$31.86\/month<\/strong><\/li>\n<li>Individual plan: <strong>$12.64\/month<\/strong><\/li>\n<\/ul>\n<p>Read the <a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2014\/08\/AltusDentalBenefitHighlights.pdf?version=fd7f618a0771898a27cca1a046055f02\" target=\"_blank\" rel=\"noopener\">Dental Benefit Highlights<\/a> for more details on coverage.<\/p>\n<p><a href=\"https:\/\/cdn.sudbury.ma.us\/wp-content\/uploads\/sites\/305\/2014\/08\/AltusDentalEnrollmentForm.pdf?version=066d5759ee5910b09d07282dd53ce117\" target=\"_blank\" rel=\"noopener\">Dental Insurance Enrollment Form<\/a>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Rates and Information for Active Employees <a href=\"https:\/\/sudbury.ma.us\/hr\/2026\/04\/01\/gic-insurance-active-employees\/\" aria-label=\"Read full article about Employee Health and Dental Insurance\">Read full article<span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":2757,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/posts\/11"}],"collection":[{"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/comments?post=11"}],"version-history":[{"count":116,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/posts\/11\/revisions"}],"predecessor-version":[{"id":2917,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/posts\/11\/revisions\/2917"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/media\/2757"}],"wp:attachment":[{"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/media?parent=11"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/categories?post=11"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sudbury.ma.us\/hr\/wp-json\/wp\/v2\/tags?post=11"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}