Financial Help

Financial Help

Financial Help for Women Who Are Seniors

Financial Help for Children & Families

Financial Aid for Individuals Who Are Seniors, Have a Low Income, &/or Have Disabilities

Credit Counseling

  • American Credit Counseling – Credit counseling is a process that is used to help people with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. 800-769-3571; info@consumercredit.com; 

Other Financial Aid Resources

  • HOPEsudbury – Provides short-term financial assistance to local individuals & families with emergent or unexpected financial need. Fill out an application here and submit to socialworker@sudbury.ma.us.
  • Society of St. Vincent de Paul – Provides emergency short-term financial assistance for essential needs, access to furniture, and referrals to other resources. Please call and speak with the secretary or leave a message, as they require an initial phone conversation before moving forward with next steps. Call Ascension Parish at (978) 443-2647 or Anselm Church Sudbury at (978) 443-8981.
  • Gifts of Hope Unlimited– Provides survivors of domestic violence or intimate partner violence with confidential financial assistance to pay for rent, transportation & legal costs in an effort to establish a new home & care for children. Click here for the application. Click here to contact them. 
  • Homeowner Assistance Fund (HAF) – Financial assistance to help homeowners who are behind on their mortgage payments due to the COVID-19 pandemic.
  • Sudbury Mortgage Assistance Program – A mortgage relief program to Sudbury residents that have been impacted by the COVID-19 pandemic.
  • Residential Assistance for Families in Transition (RAFT) – A state program to help with rent or other housing costs when facing eviction, loss of utilities, and other housing emergencies.
  • Interest-Free Loan Program through JFS – Residents of MetroWest can apply for interest-free loans ranging from $1,000-$10,000 for lifecycle events, challenging expenses, and small business costs.
  • Paid Family Medical Leave (PFML) – Apply for paid time off work for family or medical reasons.
  • Metro Community Development Corporation (MCDC) 1:1 coaching and creative financial problem-solving. People involved in their coaching program over time have the opportunity to access Axuda loans of up to $600 interest free to be repaid over 1 year. They also do taxes for free for people making under $60K. Call (508) 658-0880 or email info@strongcommunity.org to request services.
  • South Middlesex Opportunity Council (SMOC) – An organization that provides advocacy, education, financial and referral services to individuals and families in need of assistance. Programs include:  Residential Assistance to Families in Transition (RAFT) – Provides low-income families who are at risk of becoming homeless with one-time financial assistance. Fuel Assistance – Provides financial assistance to households that are most vulnerable to high home heating costs. Must meet income and eligibility requirements. Call (508) 872-4853.
  • Unemployment Benefits – If you have lost your job or your hours have been significantly reduced, you may qualify for unemployment benefits.
  • Victims of Violent Crime Compensation Fund -Victims of violent crime occurring in MA, including dependents and family members of homicide victims may be eligible for compensation to cover expenses due to the crime (ex: medical/dental/mental health bills, lost wages, crime scene clean up, etc.). Crimes must be reported to police within 5 days and must apply for compensation within 3 years of the crime. 
  • Visit our webpages on Transportation, Utilities Help, Housing, Hygiene Products, and Basic Needs for additional resources.