Open Enrollment
Annual Open Enrollment for Health Insurance, Dental Insurance and Flexible Spending Accounts (FSA) runs from April 1, 2026 – May 1, 2026.
Note: The information on this page is for active employees. If you are a retiree currently enrolled in insurance through the Town, you will be receiving open enrollment information by mail in early April. If you did not receive the information or if you are enrolling for the first time, contact Human Resources at hr@sudbury.ma.us. or 978-639-3348.
Health Insurance
Want to enroll in or change your health insurance?
If you’re already enrolled, make your changes directly on the MyGIC Link Member Benefits Portal.
If enrolling for the first time, email HR at hr@sudbury.ma.us.
Please note that if you are enrolling dependents, marriage and/or birth certificates must be provided. Read more details on required documentation for GIC coverage.
MyGICLink Welcome Introduction video
No health insurance changes this year?
You don’t need to do anything.
Health Plan Information and Tools
Provider Search Tools
Before choosing a plan, use the following links to determine if your health care providers are in network. Make sure to choose the appropriate plan when searching — see Provider Search Tool Instructions for details.
- Harvard Pilgrim Provider Search
- Wellpoint (formerly UniCare) Provider Search
- Mass General Brigham Provider Search
- Health New England Provider Search (Western Massachusetts only)
Discounts, Incentive and Reimbursement Programs
- Harvard Pilgrim Discounts and Savings
- Wellpoint Extra Benefits
- Mass General Brigham Resources and Forms
- Health New England Incentives and Reimbursements
Dental Insurance
Dental insurance is offered through Altus Dental. Rates will stay the same in FY27:
- Family plan: $31.86/month
- Individual plan: $12.64/month
Read the Dental Benefit Highlights for more details on coverage.
Want to enroll in dental insurance?
Complete this Dental Insurance Enrollment Form and return it HR by 4/28/26.
No dental insurance changes this year?
You don’t need to do anything.
Flexible Spending Account (FSA)
FSA plans allow you set aside money on a pre-tax basis to put towards eligible medical or dependent care expenses. You may enroll in either plan or both, but note that there is an administrative fee of $60/year if enrolling in the dependent care plan only. The plan year runs from July 1 through June 30. Important: Re-enrollment is required every year. Read the FSA flyer for more details.
- Health Care: Maximum Annual Health Care Election: $3,400
- Eligible expenses include: non-cosmetic medical, dental, and vision care services; prescription and OTC expenses, orthodontics, mental health services; alternative health therapies and more!
- Health Care FSA Welcome Letter
- Dependent Care: Maximum Annual Dependent Care Election: $7,000 per family
- Eligible expenses include daycare, pre-school, before/after school care, day camp for children under 13 and elder daycare.
- Dependent Care FSA Welcome Letter
Already in an FSA plan?
Re-enroll through your FSA online account portal (not the mobile app) by 5/1/26.
Want to enroll in an FSA plan?
Complete the FSA Enrollment Form and send it to ebm (formerly Cafeteria Plan Advisors) via e-mail (cpaclaims@getebm.com) or fax (781-848-8477) by 5/1/26.